Isn’t it time you considered gifts to RIT that provide you income?

Charitable giving is highly personal. When you give, how you give, and what you give to are significant decisions that require careful thought and consideration. RIT is grateful for the support that you provide. But, are you aware that you can receive income from what you give to RIT?

There are some charitable gift options that can provide a lifelong income to you or your beneficiaries while still supporting RIT. You get an up-front tax deduction, and the income you receive may be partially tax-free. The cash flow is often greater than what you are currently getting from your investment or bank accounts.

Types of Income-generating Charitable Gifts

Charitable Gift Annuity: You transfer cash or appreciated property to RIT in exchange for our promise to pay a fixed stream of income (with rates based on your age) for the rest of your life. You can choose to have the income paid to you right away, or you can make the gift now but defer the payouts for a few years, at a higher rate, when you may be in greater need for the income.

Charitable Remainder Trust: You transfer cash or appreciated property to fund a charitable trust. The trust sells your property tax free and provides you with income for life or a term of years. The trust can be structured to payout a percentage of the trust value as that value changes each year (a “Charitable Remainder Unitrust”) or to pay a fixed dollar amount that does not change from year to year (a “Charitable Remainder Annuity Trust”).

Donors who make use of these gift plans may find that they can give more than they ever thought possible when they discover the additional benefits of tax savings, professional asset management, and regular payments for a time period they choose.

You may also find that making significant gifts need not mean sacrificing your own or your loved ones’ financial security. In fact, giving in this way can result in meeting a number of goals by helping you to:

Increase income from low-yielding stocks, bonds, or other assets.

Enjoy generous income payments to help cover expenses in pre-retirement years.

Create a supplemental source of retirement income that is permanently set apart from other assets.

Assure a protected income for a spouse/partner or other surviving loved ones.

Arrange to provide funds to assist parents in later years.

The time is now to think about generating income for life.

To learn more, please contact Hal Burrall at 585.475.3106 or If you would prefer to have Hal contact you directly, please complete the following form: