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Loan Repayment

National Student Loan Data System (NSLDS)

The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid.  NSLDS provides students with access to a centralized view of their Title IV loans and/or grant data.

 

William D. Ford Federal Direct Student Loans

Loan Servicers-Repayment
 
 
Grace Period
6 months
 
 
Interest
Subsidized
interest is being subsidized (paid) for you during your In-school and Grace Status
Unsubsidized
interest accrues monthly on your loan during all statuses of the loan
 
 
Consolidation Eligibility
Yes.
Complete an online application or call 1 (800) 557-7392.
 
 

 

 

Federal Perkins Loans

Loan Servicers - Repayment
Heartland ECSI
Rochester Institute of Technology
c/o Educational Computer Services-ECSI
P.O. Box 718
Wexford, PA 15090
 
 
Exit Interview
On-line Exit Interview    School Code (02)
 
 
Grace Period
9 months
 
 
Interest
Fixed interest rate will not change for the life of the loan Subsidized interest is being subsidized (paid) for you during your In-school and Grace Status
 
 
Consolidation Eligibility
Yes, but you may lose some cancellation/deferment privileges if you are employed or volunteer in certain organizations.
 
 

 

 

NYS Loan Forgiveness Program

The NYS Get on Your Feet Loan Forgiveness Program provides up to 24 months of federal student loan debt relief to recent NYS college graduates who are participating in a federal income-driven repayment plan whose payments are generally capped at 10 percent of their discretionary income.