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INSURANCE

Insurance Information

 

RIT requires all students to carry medical insurance. Insurance may be obtained through the Institute, or by family or personal policies. This coverage is essential for health care services provided outside the Student Health Center.

A Student Accident and Sickness Insurance Program, underwritten by the Aetna Life Insurance Company, is available through the Institute for an additional cost. The Plan provides coverage within the limits specified by the policy for: hospitalization due to sickness or injury, emergency care, psychiatric care, out-patient services such as laboratory and X-ray procedures, referral to specialty providers and reimbursement for prescription medicines. The Plan provides coverage for a full calendar year and is not limited to services in the Rochester area.

Enrollment in the Institute plan is voluntary for all students except international students. Please note: not all insurance policies will cover students outside their home "network". Please check the details of your policy before your student leaves for RIT. If your policy does not cover services provided in the Rochester area, consider purchasing the RIT Aetna plan. 

Medicare may cover services outside a student's home state but Medicaid will not.

Questions about the policy, coverage or claims may be directed to the insurance representative in the SHC, Ms. Angela Shortino (see contact information below), or The Insurance Broker:

University Health Plans, Inc.
1 Batterymarch Park
Quincy, MA. 02169
(800) 437-6448

The Claims Administrator:

Chickering Claims Administrators, Inc.
P.O. Box 15708
Boston, MA. 02215
(800) 466-3185 (V)
(800) 466-5996 (TTY)

Claim forms are available at the Student health Center or may be downloaded from the Broker’s web site listed above.  Insurance claims can not be processed on-line. When filing a claim, you must list "policy number 812809".  

Ms. Shortino, is an insurance representative who is available in the SHC during specific times weekly to answer questions and assist with problems. Please call 585-475-2255, or stop by the SHC to make an appointment.


Health fee and insurance - what is the difference?

STUDENT DENTAL PLAN

In addition to accident and sickness insurance, RIT offers a student dental plan. All dental services provided by the University Dental Faculty Practice Group and Eastman Dental Center are covered at 100%, subject to the following limits:

  • $500 Annual Maximum benefit per member per calendar year
  • No deductibles

Coverage is underwritten by Blue Cross and Blue Shield of the Rochester Area.
Enrollment forms are available at the Student Health Center.
Out-of-Network Benefits (at non-participating treatment locations)
All Out-of-Network services are covered at 50% of the fee schedule allowance up to the $500 Annual Maximum benefit.

Routine Appointments: Call (585) 275-5000 from 9:00AM – 4:00PM, Monday- Friday.
Emergency Care: Call (585) 275-5000 during the hours from 9:00AM-4:00PM. After 4:00PM call (585) 275-2222 and request the dentist on-call.

Treatment Locations:

University Dental Faculty Practice Group
Department of Dentistry
4th floor Ambulatory Center
601 Elmwood Avenue
Rochester, NY 14642

Clinton Crossing – Bldg H
2400 S. Clinton Ave
Rochester, NY 14618
(585) 341-7177

Eastman Dental Center
625 Elmwood Avenue
Rochester, NY 14620

Hours of Service:

Monday-Friday            9:00AM-5:00PM
Tuesday & Thursday   9:00AM-9:00PM
Saturday                     9:00AM-2:00PM

Dentist Lists

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