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RIT Student Personal Property Insurance

RIT strongly encourages all students to maintain insurance coverage for their personal possessions while attending school. RIT assumes no responsibility for losses to students' personal belongings.

Arthurs J. Gallagher (formerly Colleges Student Insurance) offers a comprehensive Personal Property Insurance Plan. The coverage is available to RIT students, faculty and staff for the protection of personal and university property while in the custody of the Insured.

This specially designed Plan will cover losses that a homeowner's policy generally will not. This includes, but is not limited to, coverage for damage to:

  • Computers/Laptops

  • Photography Equipment

  • Tablets

  • iPhones & Other Cell Phones

  • Bicycles

  • Books

  • Clothes

Covered damages include those as the result of Theft, Water, Fire, Vandalism or even Accidental Damage.

Plan highlights include:

  • Low Deductibles, starting at $25

  • Attractive Pricing – Premium starting at $60

  • Worldwide Coverage

  • Full 12 month policy period

  • 30 day money back guarantee if you are not satisfied

  • Complementary Identity Theft Expense Coverage

For complete plan information, or to order a policy, please visit

Please click here to refer to the Student Personal Property Brochure for additional details and annual rates.