November 4, 2026
Mahapatro publishes study on banking regulation and loan performance
Sriniwas Mahapatro, assistant professor of accounting, published “Systemically Important Banks and Loan Performance: Evidence from India” in Management Science. The study identifies a potential unintended consequence of too-big-to-fail banking regulation, designating banks as systemically important, weakening their incentives to monitor loans and leading to poorer loan performance.
