December 5, 2025
Ramjee co-authors book
Divya Ramjee, assistant professor in the Department of Criminal Justice, co-authored “From ransoms to ruin: Are extortion payments by ransomware victims insurable?" The study supports the claim that extortion payments by ransomware victims should not be considered insurable by cyber insurance providers that use assumptions of classical ruin theory in their solvency determinations, encouraging an evidence-based approach for creating and applying cyber risk solvency standards by insurance regulators to ransomware-related extortion payments.
