Scholarships and Loans

RIT Kosovo (A.U.K) is committed to assisting students on the basis of demonstrated merit and need. RIT Kosovo (A.U.K) aims to give every student the opportunity to take advantage of a high quality American style education and, accordingly, offers an attractive scholarship program for continuing students 

Scholarship Program in Numbers

7

100% Scholarships

from Board of Trustees Regional Scholarships

60

20% to 50% Scholarships

from Presidents Partial Scholarships

15

50% to 80% Scholarships

from Campus Diversity Scholarships

15

20% to 80% Scholarships

from Additional Named Scholarships

Freshmen Students Scholarships

The Scholarship Committee, which is composed of members of the RIT Kosovo (A.U.K) Faculty, Staff and Students, will make the selection of scholarship recipients. Scholarships will be awarded to applicants who are, based on the evaluation of the Committee, most worthy of an award on the basis of scholastic record, future promise and financial need.

Awards for the Board of Trustees Regional Scholarship Program will be granted to distinguished candidates from Kosovo’s seven main administrative regions. The division is based under the principle of equality between the regions, while candidates will compete for scholarships with their peers from the same region. Please check the region list here.

Awards will be distributed on the basis of matrix selection criteria that includes: TOEFL and the Institutional Math Exam scores, high school grade point average, and involvement in extracurricular activities.  Preference may be given to students supplying SAT or ACT scores and to those with financial need.

Continuation of Scholarship - Students awarded full a scholarship for their freshmen year will be eligible for continuation at half the amount (50 percent) for three additional years, provided they remain full-time students and maintain an overall RIT Kosovo (A.U.K) grade point average of at least 3.80.  

Awards of the Presidents Partial Scholarships Program will be based on merit (TOEFL and the Institutional Math Exam scores, SAT, high school grade point average, involvement in extracurricular activities, or other qualifiers set by the scholarship committee) and financial need.

Continuation of Scholarship - Students awarded with partial scholarships are eligible to apply for continuing student scholarships offered through the CURRENT SCHOLARSHIP PROGRAM at RIT Kosovo (A.U.K). This program awards students taking courses during their 2nd, 3rd and 4th academic year at RIT Kosovo (A.U.K). 

Application Deadline - The applications are received on rolling basis and awards are granted in first-come/first-serve model until the depletion of the scholarship fund. Early applications are highly recommended.

Awards for the Campus Diversity Scholarship Program will be granted to distinguished candidates from Kosovo and neighboring countries that contribute to the enrichment of student life through their involvement in on-campus activities, in the classroom and through their participation in the Kosovo community.

Awards will be distributed on the basis of matrix-selection criteria that include: Admission Exams (TOEFL and Mathematics, or SAT/ACT), diverse ethnic background that is currently underrepresented in campus, member of a socially excluded group in the society, etc. The Campus Diversity Scholarship Program gives preference to those who are:

  • from neighboring countries: Albania, Serbia, Macedonia, Montenegro, Turkey, Bulgaria and Greece
  • from Kosovo marginalized groups, such as: ethnic minorities, people with disabilities and the LGBTI community.

Continuation of Scholarship - Students awarded with partial scholarships are eligible to apply for continuing student scholarships offered through the CURRENT SCHOLARSHIP PROGRAM at RIT Kosovo (A.U.K). This program awards students taking courses during their second, third, and fourth academic year at RIT Kosovo.

Application Deadline - The application deadline for campus scholarship program is May 30, 2022.  

Awards for the Named Scholarship Program will be granted to distinguished candidates that meet academic standards of RIT Kosovo (A.U.K) and demonstrate financial aid need.

The following Named Scholarships will be awarded to freshmen students for academic year 2024/2025:

  • US KDOM Scholarship – Preference is given to students from Kosovo rural areas of Drenica, Dukagjin, Pashtrik, Shala and Llap.
     
  • Wesley K. Clark Scholarship – Awarded on the basis of need and merit, with a special attention to minority applicants and applicants from rural areas.
     
  • Cami Family Scholarship – Preference is given to students from the region of Dibra, Macedonia.
     
  • Lukaj Family Foundation Scholarship – Preference is given to students from the region of Ulqin, Montenegro.
     
  • Ralitsa and Elvin Guri Scholarship – scholarship supporting Freshmen year of studies. Preference is given to students of Albanian descent.
     
  • Shita Family Scholarship - in memory of Vehap Shita – a full-undergraduate scholarship (4 years of study) awarded for students starting in Fall 2020 with preference given to students from the region of Gjakova.
     
  • Zagragja Family Scholarship – This scholarship will cover two 70% four-year scholarships which will be awarded based on financial need after the merit of acceptance has been established.

  • Xhorsi Leka Scholarship - Preference is given to students of Albanian descent who is a citizen of the Republic of Albania – 1 full freshmen year scholarship.

  • AUK Friends and Supporters Preference is given to outstanding seniors from Kosovo Public and Private High Schools.
    • “Sami Frasheri” Gymnasium
    • “Mehmet Akif College”
    • “Gjon Buzuku” Gymnasium
    • “American School of Kosova”
    • “Xhevdet Doda” Gymnasium
    • “Mileniumi i Tretë”
    • “Frang Bardhi” Gymnasium
    • “Prishtina High School”
    • “Bedri Pejani” Gymnasium
    • “Hajdar Dushi” Gymnasium
    • “Zenel Hajdini” Gymnasium
    • “Kuvendi i Arbërit” Gymnasium
       
  • Alumni Scholarship – Preference is given to talented yet economically disadvantaged prospective students.
     
  • Winfred L. Thompson Scholarship – Preference is given to students coming from rural areas.

Scholarships funded by corporations/companies - Preference is given to talented yet economically disadvantaged prospective students

  • Meridian Express Scholarship – 1 full scholarship 
     
  • ELKOS Group Scholarship – 1 full scholarship, 1 partial scholarship (already awarded)

These scholarships can be used to cover tuition expenses only, and are applicable for RIT Kosovo (A.U.K) home campus studies.

Apply Now!

Feel free to contact the Admissions Office at admissions@auk.org, or + 383 (0) 38 660 000, if you need further details.

The Biberaj Family Scholarship is made possible through the generous donation pledge of $1.16 mil by The Biberaj Foundation Inc. and participation of RIT Kosovo (A.U.K) and American University in Kosovo Foundation Inc. to provide 40 full undergraduate scholarship awards for freshmen students with strong academic records and demonstrating financial need.

Eligibility

The scholarship application is open to anyone who meets the following requirements:        

  • Is of an Albanian descent from one of the following regions: rural parts of Kosova, Tropoja, Plava, Gucia, Presheva, Tetova, and Shkup, or is from one of the minority groups of Kosova.
  • Completes the freshman admission requirements at RIT Kosovo (A.U.K) – see: Enrollment Information
  • Able to demonstrate an outstanding academic record and achievements.
  • Have completed a High School Degree by the time of scholarship award.
  • Been active in extra-curricular activities.
  • Able to demonstrate financial need.
  • Proficient in spoken and written English and able to demonstrate strong mathematical skills (The application, selection process, and interview are all conducted in English.

    Preference will be given to women and to those pursuing studies in STEM and Journalism Concentrations

As requirements of the Biberaj Family Scholarship, each student will spend one month each summer between each academic year, working to support community service in their home region, and each student will be required to complete a Capstone project by the end of their fourth year. Additionally, each student will spend one academic semester studying in the U.S. To maintain his or her scholarship, each student will need to maintain a superior grade point average.

Apply

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Found the right Scholarship for you?

Scholarships for Current Students

After the first successful year at RIT Kosovo (A.U.K) all students including the ones awarded with excellent, named, hometown and regional scholarships may apply for:

GPA Scholarship

GPA Award
  • 3.6-3.69
  • 3.7-3.79
  • 3.8-3.89
  • 3.9-3.99
  • 4.0
  • € 1,000
  • € 1,250
  • € 1,500
  • € 1,750
  • € 2,000

Students must apply each year for the RIT Kosovo (A.U.K) Student Scholarship award. If no application is received then the student will receive no scholarship at all.

Three scholarships, each being worth EUR 2,200, will be awarded to one student from each of Sophomore, Junior, and Senior years, based on (a) academic merit and (b) outstanding extracurricular or community engagement.

Eligibility

Students applying must fulfill the following criteria:

  • Be a full time student at RIT Kosovo (A.U.K)
  • Be at least a sophomore student with academic credits earned at RIT Kosovo (A.U.K)
  • GPA of 3.6 or higher
  • No more than one withdrawal or retake from classes
  • Having demonstrated community involvement:
    • Through RIT Kosovo (A.U.K) student clubs
    • Representing RIT Kosovo (A.U.K) in different events
    • Involved in RIT Kosovo (A.U.K) student government projects.

Three scholarships, each worth EUR 3,800, will be awarded to one student from Sophomore, Junior, and Senior years, based on merit.

Eligibility

Students applying must fulfill the following criteria:

  • Be a full time student at RIT Kosovo (A.U.K)
  • Be at least a sophomore student with academic credits earned at RIT Kosovo (A.U.K)
  • GPA of 3.7 or higher
  • Nominated by (a) Faculty instructing in the specific generation and (b) Student Government
  • No withdrawal or retake from classes
  • Having demonstrated leadership potential through:
    • Volunteer work with RIT Kosovo (A.U.K) student clubs
    • Representing RIT Kosovo (A.U.K) in different events

One full scholarship will be awarded to the single most outstanding student.

Eligibility

Students applying must fulfill the following criteria:

  • Be a full time student at RIT Kosovo (A.U.K)
  • Be at least a sophomore student with academic credits earned at RIT Kosovo (A.U.K)
  • GPA of 3.85 or higher
  • No withdrawal or retake from classes
  • Nominated by (a) Faculty Unit Heads and (b) Student Government
  • Submit a motivational essay
  • Having demonstrated leadership potential through:
    • Academic Research Projects
    • Initiatives in and outside school
    • More than 50 hours of volunteer work with RIT Kosovo (A.U.K) student clubs
    • Representing RIT Kosovo (A.U.K) in conferences, debates or student projects

RIT Kosovo (A.U.K) is committed to financially supporting students who show satisfactory academic results but come from very constrained financial backgrounds. Students applying for this scholarship need to prove to the selection committee that they need this support by providing documentary supporting evidence and meeting each of the following requirements:

Eligibility

Students applying must fulfill the following criteria:

  • GPA of 3.0 or higher
  • Proof of their financial sources
    • Family tax declaration and pension fund declaration
    • Family tax declaration and pension fund declaration
    • Bank and loan statements from Kosovo Central Bank
    • Other income declaration such as rent but not limited to
    • Real estate and other valuable assets declaration
    • Write a 750 word statement justifying their application for financial support.
    • Three supporting reference letters.

Before Applying

Please read the answers to

 Frequently Asked Questions

The RIT Kosovo (A.U.K) Financial Office is responsible for financial matters of RIT Kosovo (A.U.K) such as those responsibilities that directly affect students including tuition fees and cash collection. In addition to collecting and posting payments on student’s accounts, the Financial Office oversees installment payment plans, the collection of past due tuition, and processing refunds from overpayments.

Applying for a Scholarship which is for FULL TIME students only does not guarantee eligibility for a scholarship award nor exempt you from making tuition payments by the due dates. If you have not received a scholarship award notification by the due date, you must make other payment arrangements. If you subsequently receive a scholarship, the proper adjustments will be made.

 If you receive any type of award, your total award will be divided and applied in two parts based on the RIT Kosovo (A.U.K) semester system.

Undergraduate Student Loans

RIT Kosovo (A.U.K) has agreement with TEB, NLB and Procredit Bank, while in other banks students may apply for loans according to the particular bank’s loan terms and conditions.

 teb logo

  • Interest rate: 1.87% (covered by RIT Kosovo)
  • Loan Administration Fee: 1.00% covered by student.
  • Loan Maturity: 12 Months

Bank’s terms and conditions:

  • Application form (will be completed by TEB officials);
  • Identification document (if a student is employed,  or parent);
  • Employment contract of an applicant;
  • RIT Kosovo tuition invoice and enrolment confirmation with RIT Kosovo;
  • Bank statement for the past six months (If applicant has an account in TEB and receives its salary in bank no bank statement is needed);
  • Any invoice to confirm address((If applicant has an account in TEB this document is not needed);
  • Administrative fee on the salary (this form is provided by the bank offices and has to be signed by an employee);

 pcb logo

  • Interest rate: 0%
  • Loan Maturity: 12 months
  • Loan Administration Fee: 4.00% from which 2.00% will be covered by RIT Kosovo and 2.00% will be covered by a student.

Bank’s terms and conditions:

  • Employment contract and bank statement for the past six months (if applicant has an account in PCB and receives its salary in bank no bank statement is needed);
  • Administrative fee on the salary (this form is provided by the bank offices and has to be signed by an employee);
  • Identification document;
  • Identification document of co-debtor;
  • RIT Kosovo tuition invoice and enrolment confirmation with RIT Kosovo;

RIT Kosovo (A.U.K) students have an option to apply for Long Term Low Interest Rate Loan with NLB Prishtina for up to 7 years to finance their studies with grace period up to 24 months.  RIT Kosovo (A.U.K) will cover 50% of the total interest while students have to pay principal and 50% of interest.

  • Interest rate: 4 % : out of which 2.00% will be covered by RIT Kosovo (A.U.K) and 2.00% will be covered by the student
  • Loan Maturity: up to 7 years
  • Grace period: up to 2 years

STUDENT LOAN

NLB Banka provides student loans tailored to the specific requirements of each student, extending financial assistance for both undergraduate and postgraduate education.

  1. What are the eligibility requirements for the application?

  • You are a resident of the Republic of Kosovo;
  • Receive salary through NLB Banka.*

*If your salary is currently deposited in another bank, you are required to open an account at NLB Banka, and your loan application will be processed with the condition that your salary will be transferred to NLB Banka in the future.

  1. Basic documentation for opening an account:

  • ID card (or passport);
  • A proof of address (residence certificate, municipality bill with address, etc.);

  1. Basic documentation for Student loan:

  • ID card;
  • Your employment contract or parent's contract;
  • Pro invoice from university or a contract;
  • Bank account balance for six months from previous Bank (if you are a new client for NLB Banka)
  • A salary lien agreement signed by your employer;
  • Other documents as needed.
Nr Loan ammount Loan Maturity Grace Period *Loan maturity after grace Monthly avrg interest rate during grace Loan instalment after grace

1

3,220 €

84 months

24 months

60 months

5.37 €

56.44 €

2

6,440 €

84 months

24 months

60 months

10.74 €

112.88 €

3

12,880 €

84 months

24 months

60 months

21.47 €

225.76 €

4

19,320 €

84 months

24 months

60 months

32.20 €

338.64 €

5

25,760 €

84 months

24 months

60 months

42.94 €

451.52 €

*The grace period refers to the duration from when the loan is issued until the date of the first installment, during which the client is only required to pay the standard interest rate.

  1. Application process:

You have the option to request a loan at any of our bank branches (please refer to the list of bank branches below), by providing the specified loan documentation or:

  • Directly through the online application on the Bank's website at the link Aplikacioni online për kredi individuale  | NLB Banka (nlb-kos.com), where all required fields should be completed before clicking the "Send" button;
  • While completing the online application, you are required to choose the bank branch that is convenient for you, and a loan officer will get in touch with you to schedule an appointment at the bank.
  1. List of Bank branches
Nr Branch Address Contact number

Nr.

Branch

Address

Contact number

1

Prishtinë

Rr. Ukshin Hoti nr. 124

038/744-091

2

Prishtinë

Rr.Ilir Konushevci nr. 161

038/744-185

3

Drenas

Rr. Shaban Shala nr. 39 - 13000 Drenas

038/744-740

4

Prishtinë

Qendra Tregëtare "Bregu i Diellit" në Prishtinë

038/744-195

5

Prishtinë

Rr. Rexhep Luci Nr. 11 (te kinemaja ABC)

038/744-166

6

Graçanicë

Graçanica

038/744-920

7

Prishtinë

Rr. Eqrem Çabej nr.4 (te Lesna)

038/744-150

8

Fushë Kosovë

Rr. Nëna Terezë p.n.

038/744-340

9

Kastriot

Rr. Hasan Prishtina nr. 64

038/744-360

10

Lypjan

Rr. Lidhja e Prizrenit

038/744-320

11

Gjilan

Rr. Adem Jashari 116

038/744-210

12

Viti

Rr. Adem Jashari p.n. Viti

038/744-240

13

Dardanë

Rr. Skenderbeu p.n., Dardanë

038/744-260

14

Ferizaj

Rr. Rexhep Bislimi nr. 105

038/744-300

15

Kacanik

Rr. Ismajl Raka p.n.

038/744-250

16

Shtërpcë

Rr. Kryesore p.n në Shtërpcë

038/744-231

17

Hani i Elezit

Rr. Adem Jashari p.n

038/744-330

18

Gjakovë

Rr. Nëna Terezë nr. 363

038/744-410

19

Prizren

Rr. De Rada p.n.

038/744-500

20

Prizren

Rr. Adem Jashari p.n. (Shadërvan)

038/744-514

21

Suharekë

Rr. Brigada 123, p.n.

038/744-570

22

Rahovec

Rr. Xhelal Hajda-Toni, p.n.

038/744-580

23

Malishevë

Rr."Rilindja kombëtare"p.n.

038/744-590

24

Pejë

Rr. Isa Demaj p.n.

038/744-600

25

Klinë

Rr. Abedin Rexha p.n. në Klinë

038/744-680

26

Istog

Rr. Fadil Ferati Nr. 13

038/744-690

27

Deçan

Rr. Sali Çekaj, p.n. Deçan

038/744-660

28

Mitrovicë

Rr. Afrim Zhitia p.n.

038/744-711

29

Mitrovicë

Rr. Mbreteresha Teuta nr.33

038/744-704

30

North Mitrovica

Kralja Petra nr. 125

038/744-735

31

Vushtrri

Rr. "Hasan Prishtina" nr.122.

038/744-760

32

Skenderaj

Rr. 28 Nëntori p.n.

038/744-750

33

Podujevë

Rr.Zahir Pajaziti p.n.

038/744-950

 

Note: Early bird registration is not available for payment agreements such as Student's short-term and long-term loans.


NOTICE: The loan agreement is provided at any of the Bank’s offices. Please consider that the bank may ask for additional documents if deemed necessary. All students are free to contact the bank for any specific requirements.
 

Master Student Loans

teb logo

  • Interest rate: 4.08%
  • Loan Maturity: 7 Years - 84 months.
  • Loan Administration Fee: 0% 

Bank’s terms and conditions:

  • Application form (will be completed by TEB officials);
  • Identification document (if a student is employed,  or parent);
  • Employment contract of an applicant;
  • RIT Kosovo tuition invoice and enrolment confirmation with RIT Kosovo;
  • Bank statement for the past six months (If applicant has an account in TEB and receives its salary in bank no bank statement is needed);
  • Any invoice to confirm address((If applicant has an account in TEB this document is not needed);
  • Administrative fee on the salary (this form is provided by the bank offices and has to be signed by an employee);

 pcb logo

  • Interest rate: 3.9%
  • Loan Maturity: 5 Years - 60 Months
  • Loan Administration Fee: 0%

Bank’s terms and conditions:

  • Employment contract and bank statement for the past six months (if applicant has an account in PCB and receives its salary in bank no bank statement is needed);
  • Administrative fee on the salary (this form is provided by the bank offices and has to be signed by an employee);
  • Identification document;
  • Identification document of co-debtor;
  • RIT Kosovo tuition invoice and enrolment confirmation with RIT Kosovo;

RIT Kosovo (A.U.K) students have an option to apply for Long Term Low Interest Rate Loan with NLB Prishtina for up to 7 years to finance their studies with grace period up to 24 months.

  • Interest rate: 4 %
  • Loan Maturity: up to 7 years - 84 Months
  • Grace period; up to 2 years - 24 Months

How does a grace period loan work?

During student’s first two years of study, they will only pay a fraction of interest half to be covered by RIT Kosovo (A.U.K). Student’s only start paying the principal of the loan from the third year for the following maximum of five years.

Steps you should take to apply for long term loan:

Bank’s terms and conditions:

  • Identification document (if a student is employed,  or parent);
  • Employment contract of an applicant;
  • Student agreement with RIT Kosovo (A.U.K);

 Please consider that bank may ask additional documents if deemed necessary. All students are free contact bank for any specific requirement.

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support throughout my studies

2

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support as an excelled student

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amount that was given to students last year 180K