If there is a medical emergency, call Public Safety 585-475-3333 or text 585-205-8333.
All students are expected to have health insurance coverage for services provided outside of the Student Health Center at RIT. Health insurance coverage ensures that students receive the appropriate medical care in the event of an injury or illness that requires prescription medication, a referral to a specialist, or even hospitalization.
Health insurance may be obtained through the university, or through family or individual policies. The Case Management team at RIT is available to help students navigate their health insurance.
RIT Student Health Insurance Plan Coverage
RIT offers a comprehensive, global health insurance policy through Aetna Student Health, which is administered by Gallagher Student Health. The RIT plan provides year-round coverage and is not limited to services in the Rochester area.
The RIT plan covers the following services, within the limits specified by the policy:
Hospitalization due to sickness or injury
Out-patient services (lab tests, x-rays and other imaging tests, etc.)
Referral to specialty providers (orthopedics, dermatology, etc.)
Prescription medicines with a 2 tiered co-pay
Some preventative services, including immunizations
If you have questions regarding the RIT Student Health Insurance policy, coverage, or claims, contact the Claims Administrator directly:
RIT expects all students to carry medical insurance. This coverage is essential for off-campus health care services. Before arriving at RIT, we strongly urge students with insurance coverage provided by a spouse, parent, or guardian to check the details of their insurance policy to make sure it provides coverage in the Rochester area.
Not all insurance policies cover students outside of their home network, and some only provide very limited coverage. For example, state-based insurance plans, such as Medicaid, do not provide coverage outside of the home state. If your policy does not cover services provided in the Rochester area, we strongly encourage you to consider purchasing the RIT Student Health Insurance Plan, a Student Accident and Sickness Insurance program.
Medical clinicians at the Student Health Center may refer students to health care professionals in the community as needed for specialty care. Our office maintains a list of frequently used specialty providers in the area and can assist students with the appointment process.
Students with insurance through the RIT Plan should:
The Student Health Services Fee and health insurance cover different aspects of the student’s health care while at RIT. Health insurance is necessary to cover services outside of the Integrated Health Services consisting of Student Health Center, Counseling and Psychological Services and Case Management.
The Student Health Fee covers services provided at RIT. We do not accept insurance as direct payment.